Certain groups of consumers find it difficult to obtain credit and loans because of their professional and/or private situation. Especially students, freelancers and unemployed people are considered “difficult” customer groups. This does not mean that these customer groups are generally excluded from the credit market. But what possibilities are there for obtaining credit for those consumer groups?
There are consumer groups for whom borrowing is not easy. And perhaps a loan for students or during periods of unemployment is not always the best idea. Sometimes, however, there is no way around resorting to credit even in somewhat precarious situations. For example, when unforeseen expenses are pending or when no well-off family can help. Here is a brief summary of what you need to consider when applying for a loan as a student, unemployed or freelancer.